Retirement Planner – be a Winner and Start Yours Today

By setting out and then achieving, your goals you'll increase your chance of having a successful and rewarding retirement.

Apart from the financial concerns of not having enough money to retire. We are faced with the value of share and pension investments fluctuating wildly and property values soaring and stuttering.

Rich today ... poor tomorrow.

In addition to the financial issues, your retirement plan should include all the other aspects of your life including;

• Living retirement with a purpose
• Health matters
• Relationships with family and friends
• Concerns about aging
• Creating and maintaining a balanced life
• Your lifestyle and where to live
• Recreation and hobbies
• Spiritual
• Community involvement
• Personal safety

The first three habits are:

Habit 1 : Be Proactive.

Habit 2: Begin with the End in Mind.

Once you have the end clearly defined then you can start to create your plan using the backward planning method. This is a highly effective technique developed and used by many businesses as well as the military.

The first step in any military campaign is to define the final objective (here quite simply "win the war"). Then they work backwards step by step defining what will be required to achieve this objective. Answering the questions of; how will I do it? what resources (money, people, assistance) do I need? and when will I need them?

Initially this may seem illogical and a bit difficult to do. But with practice it will become easier ... and if you persist you'll find it works very well.

Habit 3: Put First Things First.

It is critical that your retirement planner is a living document. Being reviewed at regular intervals or when there is a major change in conditions or factors of the plan.

To meet your goals you need to focus on them and think about them every day. This focus will ensure that you keep moving step by step towards your ultimate life.

So if you are looking forward to a secure, comfortable and successful retirement it is important that you have a well managed, up to date retirement plan!

In doing your retirement planner it is very important to be aware of how fast the world around us is changing. For example, for the first time in our human history there will be two generations retired at the same time.

Success is a journey not a destination

The structure of our society is under going a complete transformation.

The ratio of the number of older (aged over 65) people in relation to younger (aged 15 to 64) people is rapidly increasing.

In 1950 there were 12 younger people to each older person (12:1). By 2000 this had reduced to 9 (9:1) and by mid-century, it is projected to fall to 4 younger people for each older person (4:1).

However in some developed countries by 2050 this ratio is projected to drop as low as 1:1 .... there will only be one younger person for each older person.

Based on this trend, in countries such as the US and many in Western Europe, it is unlikely that they will be able to afford to pay the benefits that they have promised to retired people.

Baby Boomers Advisor

Retirement Planning: Retirement is part of your life not the end of it!
Early Retirement Planning: Success starts with it.
Retirement Planning Strategies: Integrate your retirement vision, goals and actions.
Retirement Planning Checklist: A starting point for all Baby Boomers.
Retirement Planning Program: Matching your money to your wants.
Retirement Planning Mistakes: Avoid them if you can.
Retirement Planning Tips: A few memory joggers.
Retirement Planning Tool: 10 important checklist points.
Retirement Planning for Women: The additional things to consider when doing this planning.
Planning a Retirement Party: Make it a memorable and unique occasion
How Much to Retire: If you think that you'll never have enough
Baby Boomer Retirement: The start of a tidal wave.
Retirement Planner: A balanced approach to a successful retirement.
Retirement Planning: Goal Setting Success.
Baby Boomers and Retirement: A Challenge for The World's Systems.
Retirement Ages: The Official Ages are Farce.

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