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Category Archives for "Best Places to Retire"

USA and Asia

By Patrick | Best Places to Retire

 

by Pierre Philippe
(Cahors, France)

For me the best place to retire is USA, south, Georgia or central Florida. The problem: I am French, wealthy but not rich enough to pay 1Mio$ entry fees!!!Asia is a very good place, more freindly to retirees but the weather is too hot and humid for old man. Consequently I live in France, but the weather is far from good and contrarily to all new countries, the immigration is low level, not under control and becoming dangerous.
If you have a better idea, let me know

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Gibsons, BC

By Patrick | Best Places to Retire

by Audrey
(Gibsons BC)

Gibsons Harbour

Ever since I came here as a young child in 1956, Gibsons has been a good place to retire. In those days, it was pretty remote. My parents didn’t even know where it was when my dad was posted here.

Then came The Beachcombers, a highly popular TV show, that let the world know just how gorgeous Gibsons really is. Things have never been the same. At first the cast and crew looked for rental accommodation. Then they decided this was heaven and they bought property. That started a real estate feeding frenzy.

Even so, this is still a relatively quiet spot. We are separated from the lower mainland of British Columbia by very impassable rocky terrain so we have to take a ferry or fly in and out. Most of us take the ferry.

I recently met someone who lives here and hates it. I asked him why, and he told me that he couldn’t buy a Coke at midnight. Two days later I noticed that both Wendy’s and McDonald’s, both of which sell Coke, are now open 24 hours, so I guess he must have some other complaint. I have to go to Vancouver for women’s shoes, but I can get pretty much everything else I need here.

It’s cheaper to live here than it is in Vancouver, and a little more expensive than some other places in BC.

But for pure beauty it can’t be beat. The arts community is vibrant. There really is a lot to do.

And if you want a Coke at midnight, you can have that, too.

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Crawfordsville, IN

By Patrick | Best Places to Retire

 

by Carwyn Williams
(Crawfordsville, IN USA)

A great small town; the Montomgery county seat and home to Wabash College, a liberal arts college established in 1832. Lots of interesting folks, close to West Lafayette (Purdue University), and Indianapolis; the usual American shopping including Walmart and Applebee’s, but also some interesting local places. This town used to be called “the Athens of Indiana” and has a great art/literature history, including a beautiful museum in the study of Lew Wallace, author or Ben Hur and civil war general, later ambassador to Turkey. Also, the home of the man who nominated Lincoln for President is a museum. There are summer Sunday concerts in the park and lots of free concerts and lectures at the College. Many folks quilt and paint and there are multiple shows each year.

The museums and college have websites — check them out!

People are friendly, accepting of strangers. My neighbors don’t even lock their front doors! For not much more than $100K you can get a lovely old Victorian home with mature trees. There are state parks nearby, a canoe stream through town, lots of local farmers markets, a new winery, and two health food stores.

So, if you think you could live away from the coast where there’s a verdant spring, warm porch-swing summer, colorful fall and white Christmas you might really want to check out the low cost of living. We have a $135K Victorian on which we pay less than $500/yr property tax! The state income tax rate is less than 4% and licensing your car is pretty inexpensive too!

I’m writing because I am looking for interesting folks to spend my retirement with and hope you’ll join me in Crawfordsville!

Senior Retirement Living – a New and Secure Change

By Patrick | Best Places to Retire

Successful Retirement

Forty is the old age of youth, fifty is the youth of old age ~ Hosea Ballou

Senior retirement living – now you’re senior, now you’re retired, now it’s time for living.

The children have flown the coop, their rooms are deserted (and tidy!), there are areas that are now seldom, if ever, used … but still have to be cleaned and heated.

What used to be sparkling new … is now looking a bit jaded. There are endless things to repair and a deserted garden to maintain … it’s now time for a change.

As we approach retirement our priorities morph from “status” living to practical living. Flashy cars and large houses being replaced by more practical and pressing concerns like health care and security.

In the famous words of Pete Seeger – adapted from the Book of Ecclesiastes.
“There is a season and a time for every purpose under heaven;
A time to be born, a time to die; A time to plant, a time to reap;
A time to laugh, a time to weep; A time to kill, a time to heal;
To everything – there is a season; And a time for every purpose under heaven;
A time to build up, a time to break down.”

You start thinking that your ideal home may be a small 2 or 3 bedroom house or apartment … and lots of motels or hotels nearby for the annual children’s and grand-children’s visit!

These lock up and go places are also ideal as one is now free to travel and see all those places and do all those things that always had to be postponed.

Retirement . . . is when you stop living at work and begin working at living ~ Unknown

There may be another far more stressful reason for investigating your senior retirement living options … looking for ways to reduce living costs.

Consider the fact that 95 out of every 100 retirees will have some kind of financial challenge during their retirement. To survive they will either have to carry on working, down grade their lifestyle or depend on others – either their children, their friends or handouts.

Cape Town

Health concerns will be a growing issue and senior retirement living communities may start looking more and more attractive. With many being developed around specific types of lifestyles and offering a wide range of services and facilities.

A number of these facilities include retirement homes, nursing homes and assisted living resources. This model is cost effective as specialist services can be concentrated into an area and the costs shared.

If you are one of the more fortunate retirees your retirement living choices will not be limited by finance but by your imagination.

You will be looking for places where you can indulge your interests and hobbies and where you can be a part of, and hopefully contribute to, a community with common interests.

You may consider retiring offshore or finding some exotic cheap retirement destination. You may want to spend time having extended holidays in interesting countries, or going back to college, or learning a new language.

Making your senior retirement living choice is the first step in your overall retirement plan.

This choice is a vital element of the plan as it has a major influence on your retirement financial planning.

Cape Town

So when considering your senior retirement living options use your imagination and really question any preconceived assumptions.

For example I’ve often heard comments like “I want to be near my grandchildren”. In this case it may be worth considering a week, or two, a year of real quality holiday time rather than odd fleeting visits because you live close by. If you choose an interesting and exciting place you won’t be able to keep your family away!

Remember that your grandchildren have their own life and their parents often don’t need interfering grandparents around! For me, to overcome the distance between me in South Africa and my grandchildren in London we complement our twice a year visits with weekly chats on Skype.

Here are some interesting questions to ask yourself as you consider your senior retirement living decision;

  • What are you going to do every day? Does it really mean something to you?
  • Will you eventually get bored?
  • What excites you?
  • What would you like to do that you aren’t doing now, or have never done before?
  • What will be your life balance?
  • Do you have any meaningful hobbies, past times or interests?
  • Family – will you possibly impose to satisfy your needs? They need their space and you need yours
  • Are you going to travel? How and how often?
  • Do you want to live overseas either permanently, or part time?

Be creative and enthusiastic when making your senior retirement living choice …. it’s been what you’ve been dreaming about for a long time … its now time to make your dreams come true.


Retirement Lifestyle Story

Do you have, or are you planning, an interesting or unusual retirement lifestyle? Something different or somewhere different?

Please share it!

What Other Visitors Have Said

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Retire to New Zealand – there aren’t many better options.

By Patrick | Best Places to Retire

Retire to New Zealand to one of the most beautiful countries in the world. Multi cultural, healthy, sport loving, with temperate weather, little air pollution, a progressive vibe, and an average life expectancy two years higher than in the U.S.

Maori Mask

The country is about the same size as Italy, the United Kingdom or the U.S state of Colorado. Comprising two large islands, North Island and South Island. Together with several smaller ones of which Stewart Island is the largest and often referred to as ‘the third island’.

The 32km (20 mile) wide Cook Strait separates the North and South Islands. The Pacific Ocean lies to the north and east with the Tasman Sea between New Zealand and Australia.

 New Zealand was voted one of the world’s healthiest places to live in a recent International Living survey.  Stress free and healthy could best describe the exceptional lifestyle of the population of just over 4 million.

There are two options to retire to New Zealand

  • Temporary Retirement Category – A two year renewable visa for those aged 66 years or over, requiring a NZ $750,000 (US $ 550 000) investment.
  • Parent Retirement Category – A permanent residence visa for people of any age who wish to invest NZ $1 million (US $730 000) over four years and who have children who are New Zealand residents or citizens.

New Zealand can provide both an exceptional lifestyle and investment opportunity if you’re looking to move. Progressive and First World small businesses are a very common feature of New Zealand.

You could apply for a visa under the retirement policy if you’re tempted by the leisurely retirement lifestyle and you have the funds to invest.

With capital to invest together with your experience, business expertise and international connections, there may be options for a visa under the Business Migration Categories which has two options:

  • Investing funds into New Zealand businesses and bonds.
  • Setting up a business in New Zealand.

The Geography

Retire to New Zealand - Tasman Glacier

No matter where you live in New Zealand, you are probably less than an hour away from the ocean, and less than 4 hours from a ski slope. On the same day you can mountain bike, snowboard and surf!

However the most popular participation sports are not the hard core competitive ones, but walking and hiking.

Over a third of New Zealand is made up of protected parkland and marine reserves. These include a stunning variation of scenery, vegetation and geography. The temperate climate offers many opportunities to indulge an outdoor lifestyle. 

Some of the worlds best trout fishing is reputed to be in  Zealand. There are approximately 400 golf-courses … per head more than any other country in the world!

New Zealand cuisine and regional wineries are well-regarded internationally so there’s plenty to tantalise your taste buds.

The Weather

The weather in New Zealand varies greatly throughout the country. Even though it’s such a small country it could be sunny and warm on the East Coast, and pouring with rain on the West Coast.  This is partly due to the chain of mountains running through the centre.

In winter, the average maximum temperature ranges between 10-15C (50-59F). The far north of New Zealand has an average temperature of 15C (59F), and is the warmest part of the country throughout the year. In summer it’s not unusual for the temperatures to be between the mid-20’s to low 30’sC (77-90F).

Cost of Living

The cost of living would not put New Zealand into the cheap retirement destination category but rather a good value destination.  Property prices are reasonably cheap by world standards.

Medical costs are generally free or at least affordable.  Essential heath care is provided free to all residents under the public system. This means that while some routine services, such as visits to doctors and dentists have to be paid for, more costly services, such as hospital treatment are free for all residents.

The downsides to retiring to New Zealand are that it’s relatively difficult and expensive to get into the country and it’s a long haul from both Europe and the U.S.

In the most comprehensive migrant research (Longitudinal Immigration Study) ever done in New Zealand 7 000 immigrants were tracked over their first three years of residency. The results showed that most new residents were satisfied, well settled and recommending New Zealand to their friends and family overseas.

Retire to New Zealand a country where you’ll want for nothing and live out your years healthy and safe … a perfect home from home destination.


Best Places to Retire: Take a minute to discover yours