Successful Retirement Planning Blog

My Journal on Retirement and Retirement Planning.
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Retirement Planning

Your complete retirement planning resource. If you are truly serious about being in control of your own successful retirement

Continue reading "Retirement Planning"

Traveling to China - Unbiased Observations and Warnings

We travelled for over 3 weeks through China. Starting in Beijing, down through Pingyao, Xian, Shanghai, Hangzhou, Guilin and Yangshuo before heading out through Shenzhen to Hong Kong.

We weren't in a tour group and handled all our own transport and accommodation arrangements. We spoke to tourists and locals and these are my observations, thoughts … and tips.

Continue reading "Traveling to China - Unbiased Observations and Warnings"

Inca Trail to Machu Picchu

I took on the iconic 4 day 3 night Inca Trail Expedition a month before my 70th birthday.

It has a number of physical challenges but acclimatization, or acclimating, is very important.

Continue reading "Inca Trail to Machu Picchu"

Cuba Visa Information for South Africa Passports

Relying on the Cuba visa information from Google can result in an uncomfortable and expensive mistake.

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Cat Ba Island – a rugged and fun island

After leaving our Halong Bay cruise we set off on the kilometre or so walk to the jetty and catch the ferry to Gia Luan ferry terminal on Cat Ba island.

We had just missed the 11:30 ferry and the next one was only at 3pm. We could take a fast motor boat but the fare went from VND80k (USD3.5) to VND266k USD11.5) per person. The price was significantly more but it was outweighed by the discomfort of sitting in a windy and chilly waiting area for 3 hours.

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Halong Bay Cruise – a must do Vietnam experience.

Not realising that there was such an extensive choice of Halong Bay cruise options we selected the Glory Legend Cruise based on their TripAdvisor rating (and the price we were prepared to pay!)

Continue reading "Halong Bay Cruise – a must do Vietnam experience."

Yangon – A Grim Example of Political Ineptitude

Yangon or Rangoon, the previous capital of Myanmar, is a city that was allowed to go to rack and ruin. There are signs of revival but they are scarce.

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Americans are missing out on $22 billion in free travel

Jet-setting Americans are missing out on hundreds of dollars of free travel annually by failing to take advantage of one simple thing: travel-focused credit cards. Collectively, Americans leave $22 billion worth of free travel expenses on the table per year, NerdWallet found in its recent 2018 Travel Credit Card Survey.

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Holiday in Cuba – Insights – Part 1

We spent 3 weeks travelling around the western half of Cuba speaking to people, visiting shops, sightseeing and trying to form an unidealistic, realistic opinion about the country.

The simple conclusion. The system has failed most people.

Continue reading "Holiday in Cuba – Insights – Part 1"

Visiting Japan a Top Bucket List Experience

Visiting Japan was an absolute pleasure. For many reasons, we were grateful that we went there after China.

While China is impressive with its massive infrastructural growth in a short period of time. It has not brought the society along at the same rate.

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China - The Building of A Social Monster

We travelled for over 3 weeks through China. Starting in Beijing, through Pingyao, Xian, Shanghai, Hangzhou, Guilin and Yangshuo before heading out through Shenzhen to Hong Kong.

We weren't in a tour group and handled all our own transport and accommodation arrangements. We spoke to tourists and locals and these are my observations, thoughts … and tips.

Continue reading "China - The Building of A Social Monster"

Traveling to China – Some Observations and Tips

We travelled for over 3 weeks through China. Starting in Beijing, through Pingyao, Xian, Shanghai, Hangzhou, Guilin and Yangshuo before heading out through Shenzhen to Hong Kong.

We weren't in a tour group and handled all our own transport and accommodation arrangements. We spoke to tourists and locals and these are my observations, thoughts … and tips.

Continue reading "Traveling to China – Some Observations and Tips"

More Than Half of Americans Will Retire Broke

If you want a dream retirement someday, you need to set aside money now. But many Americans aren't doing this. Not only do they lack the amount needed to retire comfortably, but a majority of Americans don't even have enough savings to cover basic retirement expenses for a year. That's what GOBankingRates found in its 2017 Retirement Savings survey.

Continue reading "More Than Half of Americans Will Retire Broke"

The Battle Between Bitcoin and Bankers Heats Up

At last they are waking up! In a February 22 annual report Bank of America admitted that “Our inability to adapt our products and services to evolving industry standards and consumer preferences could harm our business.”

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Retire to Malaysia – Kuala Lumpur is a Likeable City

Kuala Lumpur was the first stop in our yearlong round the world trip.

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A Minimalistic Lifestyle Ahead

After three and a half years living and working in Cebu (Philippines) it was time to move on. Time to live my dream and experience the world as a digital nomad. As I left I had slight feelings of apprehension ... aged 68 and “homeless” for the first time in my life.

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The 9 Most Important Elements of Retirement Investment Planning

Every investor's retirement investment planning situation is unique, and you have to make all the decisions which are right for your own situation. Use the following points to stimulate your thinking, to use as a checklist and make your moves.

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Your Retirement Planning Tool - A 10 Point Checklist

Retirement planning is a complex and challenging task requiring a retirement planning tool that matches the task. However these must not be so complex or "blackbox" that they are not fully understood.

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9 Top Reasons Why You Should Retire Overseas

Retire or rove overseas to a life full of excitement and adventure. New challenges and experiences are all around once you manage to climb out of your rut.

It can be nerve-racking and challenging but with all the support available from organisations and people who've "done it"... it's actually simple and straightforward.

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Affiliate Online Marketing For Newbies and Boomers

For a newbie the world of affiliate online marketing as a home-based business offers exciting, money making benefits and opportunities.

As you look through the internet you are bombarded with many get rich quick scheme adverts. All claiming easy, overnight riches. On the other hand there are loads of stories of total failure.

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Retirement Planning - Prepare Yourself The Rules Have Changed

What went wrong with my retirement planning?

I thought I'd been responsible and done everything right by the rules. But now as I approach retirement age I realise that I'm totally unprepared.

What did I miss?

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Beijing Sightseeing

After arriving early in the morning, checking in and sorting out our initial hassles we decided to do some sightseeing. It was very hot and very muggy ... and we'd had little sleep on the plane.

Our hotel was close to Tiananmen Square so we decided to start there.

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15 Reasons to Retire the Word Retirement

The word is confusing. With definitions as varied as “the action or fact of leaving one's job and ceasing to work” through “the action or fact of ceasing to play a sport competitively” to “seclusion: a secluded or private place: retreat, solitude, loneliness, isolation, privacy, obscurity”.

It means something different to everyone. And now there are retirees, un-retirees, semi-retirees and nevertirees!

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Retiring in the Philippines

"It's More Fun Retiring in the Philippines"Retiring in the Philippines is becoming the final choice of many retirees.

In a recent survey done by Internations titled “The World Through Expat Eyes” the Philippines ranked 8th overall out of the 60 countries surveyed.

That's why retiring in the Philippines is a good option?

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Retiring in Cebu Philippines – laid back lifestyle and tropical weather

What would it be like retiring in Cebu? These were my thoughts as plane's wheels shuddered down onto the runway … a better lending than normal on Mactan island.

We lived in Cebu for nearly three and a half years. What was the experience really like?

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US Visa Saga – The Ultimate Stress in Travel

Plans are made and plans go awry. Sometimes in the most unexpected way.

It was one more leg of our round the world trip … a long leg from Kuala Lumpur to San Francisco. The flights booked months in advance without too much consideration of the “fine print” or the “details” of the flights. The price was right.

It would be just another flight.

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Our First Day in Beijing – Sightseeing Highlights and Rip Offs!

Beijing was the first stop in our 4 week trip through China. A city that we left 4 days later with very mixed feelings.

Our negative experiences included being scammed out of 1 000 Yuan. Having a disturbing encounter with a taxi driver. Jamming an exit turnstile at a station with a hotel card. Some very hot, long walks around Tiananmen Square and the Forbidden City.

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Year Long World Rove

The overall plan for our round the world trip is that we’ll take about a year and fly all the major sectors.

As we travel we want to establish a reasonable cost for a middle of the road lifestyle in the various places we visit and what it’s like living there as a foreigner. For the bulk of the time we will stay in AirBnB’s and we’ll keep a detailed account of our day to day expenses.

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Retire or Rove Offshore

There is no doubt that to retire offshore is an exciting and challenging experience ... and at times a bit daunting! It's worth it!

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Retiring to Malaysia – 16 Great Reasons to Go

Are You Interested in Retiring to Malaysia? From Safety and Health to Natural Beauty and Shopping it has Something for Every Retiree

Continue reading "Retiring to Malaysia – 16 Great Reasons to Go"

Recent Articles

  1. Retirement Planning

    May 01, 18 04:56 PM

    Your complete retirement planning resource. If you are truly serious about being in control of your own successful retirement

    Read More

  2. Traveling to China - Unbiased Observations and Warnings

    May 01, 18 04:39 PM

    We travelled for over 3 weeks through China. Starting in Beijing, down through Pingyao, Xian, Shanghai, Hangzhou, Guilin and Yangshuo before heading out through Shenzhen to Hong Kong. We weren't in a…

    Read More

  3. Inca Trail to Machu Picchu

    Apr 30, 18 12:19 PM

    I took on the iconic 4 day 3 night Inca Trail Expedition a month before my 70th birthday. It has a number of physical challenges but acclimatization, or acclimating, is very important.

    Read More