October 24


It’s More Fun Roving and Retiring in the Philippines


Retiring in the Philippines is becoming the final choice of many retirees. So why the Philippines?

In a recent survey done by Internations titled "The World Through Expat Eyes" the Philippines ranked 8th overall out of the 60 countries surveyed.


That's why retiring in the Philippines is such a good option?

Although this survey was for expats of all ages a number of the elements that were surveyed are relevant for retirees or people considering the Philippines as a roving destination.

Quality of Life factors

Although their overall ranking in this category was 44th the Philippines ranked 2nd on Personal Happiness. This was pulled down by the other three categories Leisure Options, Travel and Transport and Health, Safety and Well Being which were only ranked in the 40's.

However having lived in Cebu in the Philippines I think that the ranking of these categories is rather harsh.

Depending on your interests there are many leisure options. These range from land based sports and recreation golf, tennis and mountain biking to water based diving and snorkelling to all forms of sailing. The diving and snorkelling ranks amongst the best in the world). Scattered over the over 2 000 inhabited islands there are 7 World Heritage sites, with another 26 on the Tentative list.  There are  about 35 interesting natural parks all offering something quite different.

Travel (is slow) and Transport (sometimes a bit rough)

There are many options that make for very different journey experiences. 

In the bigger cities. These include jeepneys, with a capacity for about 20 people, tricycles for up to 5 or 6 people as well as taxis and minibuses. Inter island travel by sea is easy with ferries or local bangkas. Although bangka trips are dependent on the distance and the weather. For air travellers there are a growing number of internal flights with airlines like Cebu Pacific.

Health, Safety and Well Being

I would agree with the general ranking for health. Although the one stay I had in hospital was an experience but not bad.

However in all the time we were there we never felt that our Safety or Well Being was threatened. There is petty crime and there are areas that are dangerous and should be avoided but they are few and far between.

Ease of Settling In 

In this category the Philippines ranked 5th. Feeling Welcome ranked the lowest at 16 the other three elements Friendliness, Finding Friends and Language ranked in the top ten. In Finding Friends a significant number of people found friends amongst the locals rather than other expats.

English is an official language at school and most younger people, even if they don't speak it too well, can understand it. Accents have a strong American influence. One of the major sources of the country's foreign income in from overseas foreign workers (OFW's). Filipinos who work overseas and send money back to the Philippines.

Family Life Index

The ranking is 7th with Cost of Childcare and Education being extremely affordable. The cost of a domestic helper is very low. For a live in helper who is provided with board and lodging the minimum monthly wage ranges between P2 500 per month ($60) (in the metropolitan areas) to P1 500 per month ($35) in the provinces. In addition there are certain statutory contributions for social security and housing which would amount to less than P200($5) per month.

Many of the people working in these childcare roles would make fantastic companions to older folk. They are generally very caring, kind and a great help with day to day living like traveling and shopping.

Retiring in the Philippines - Where Less is More! 

The country received high ratings for several factors. Placing them among the top 10 countries in both the Personal Finance and Cost of Living Indexes. 55% of the participants consider their disposable income more than enough to cover daily living expenses.

It come as no surprise that the majority of participants in the country are satisfied with their overall financial situation. Moreover, 84% of the participants in the Philippines indicate that their income is above the local average.

The Philippines is one of the great places for the hopeful romantic and for meeting your life partner. More than half of the survey participants in the Philippines who are in a relationship met their partner here. So out of all the countries surveyed, the Philippines at 66%, has the highest share of people who are in a relationship with a local resident.

While one accepts that the results for this kind of survey do not apply to everyone there is no doubt that there are many excellent reasons for retiring in the Philippines.

Where's your Best Place to Retire?

Is there a place that you are really passionate about? If so, we'd sure appreciate you sharing it with us.

Return to the Successful Retirement Home Page

About the author

A "nevertiree" facing the same retirement challenges as many others. Let's discover how retirement planning can put you on the path to a create the retirement lifestyle and happiness you deserve and dream about.

Leave a Reply

Your email address will not be published. Required fields are marked

{"email":"Email address invalid","url":"Website address invalid","required":"Required field missing"}

Never miss a good story!

 Subscribe to our newsletter to keep up with the latest trends!